For every visa route, study, work, tourist, PR, family

Will your bank statement get your visa rejected?

Embassies turn down thousands of applicants over bank statement red flags, low balance, a big deposit that came from nowhere, the wrong date range. Grid Report checks your statement the way a visa officer would, so you fix the problems before you apply, not after you've lost your application fee.

EncryptedDeleted in 24 hoursNever shared
Check your statement before you pay
Upload a statement and we confirm it's readable before a single naira leaves your account.
Drop your statement here
or tap to choose a file from your phone
Choose statement
PDF, JPG or PNG · Password-protected files are fine
Start your check, ₦2,500 after we confirm it's readable →
The part most people miss

Most rejections aren't about money. They're about how your statement reads.

You can have every naira you need and still get refused. An officer spends about a minute on your statement, looking for a reason to doubt you. These are the usual ones:

A balance that looks too low
Your closing balance doesn't match the trip or stay you're applying for, so the officer questions whether you can fund it.
A deposit that came from nowhere
A large lump sum landing right before you apply reads as borrowed money parked to impress, one of the most common red flags.
The wrong number of months
Your statement doesn't cover the period that route requires, so it gets thrown out before anyone even reads it.
Money that rushes in and out
Funds moving in and straight back out look like the account was topped up just for the application.
How it works

Three steps. About two minutes.

No account to create, no back-and-forth. Upload, see proof we've read it, get your report.

1

Upload your statement

Straight from your bank app. Password-protected PDF from GTB, Access or Zenith? Just enter the password, we never store it.

2

We read it, before you pay

You see proof your statement is readable and what we found, before a single naira leaves your account. If we can't read it, you don't pay.

3

Get your readiness report

Every red flag an officer might catch, in plain English, with exactly what to do about each one. On screen and in your email.

What you get

A report that tells you what to fix, not just a pass or fail.

  • A clear readiness score
    How your statement stacks up against what officers look for.
  • Every red flag, spelled out
    Each issue named in plain English, no jargon, no guessing.
  • What to do about each one
    A clear next step for every flag, so you can fix it before you submit.
  • Delivered two ways
    On screen straight away, and as a clean PDF in your email to keep.
Pricing

Pay once. No subscription, ever.

Single check
₦2,500
One statement, one full report.
  • Full readiness score and every red flag
  • Clear fix for each issue before you apply
  • PDF report sent to your email
  • You only pay once we've confirmed your file is readable
Check my statement
Applying for yourself or one family member?
The single check is all you need. Run it, fix what it flags, and apply with confidence. If you're checking statements for other people too, the agency packs work out cheaper per check.
What applicants say

People who checked before they applied

Grid Report flagged a large deposit I thought would strengthen my UK study visa application. It showed exactly what evidence I needed, potentially saving me from refusal, wasted fees, and months of delays.
Chidinma O.Study Visa • Manchester, UK
I believed more money meant a stronger application. Grid Report revealed a deposit that could raise concerns and gave clear steps to address it before I risked losing my visa fee.
David A.Work Visa • Toronto, Canada
Days before applying, Grid Report identified a transaction that could have triggered questions from a visa officer. The clarity it provided helped me apply with confidence instead of guesswork.
Amina S.Tourist Visa • Sydney, Australia
Why people trust us with this

Your bank statement is sensitive. We treat it that way.

Encrypted, then deleted
Your statement is encrypted, used only to make your report, and permanently deleted within 24 hours. We never store it longer.
Never sold, never shared
Your data goes nowhere except your report. No third parties, no marketing lists, no exceptions.
Proof before payment
We show you that your file is readable before you pay. Can't read it? You don't pay. Report fails to generate? You're refunded.
Passwords are never kept
If your statement is password-protected, we use the password to open it that one time and never save it.
Questions

Straight answers

Is my bank statement safe?+
Yes. It's encrypted, used only to build your report, and permanently deleted within 24 hours. We never sell or share it, and any password you enter is never stored.
Will this guarantee my visa?+
No tool can, and anyone who promises that is lying to you. The embassy makes the final call. What we do is catch the bank statement problems that get people rejected, so your statement isn't the reason you get a no.
My statement is password-protected.+
That's normal, most Nigerian bank statements are. You'll enter the password during upload, we use it to open the file that one time, and we never save it.
Which banks do you work with?+
GTBank, Access Bank, Opay, Zenith, UBA, Moniepoint and most major Nigerian banks and fintechs. If it's a neobank like Opay, Moniepoint, Kuda or PalmPay, just upload the official statement from the app.
Which visa routes does it cover?+
All of them, student, work, visitor, permanent residence, family. The bank statement red flags that get people refused are similar across routes, and we check for them. See our visa bank statement guides for a route-by-route breakdown.
What if you can't read my file?+
You'll know before you pay. We confirm your statement is readable first, and only charge once it is. If it can't be read, you're not charged a kobo.

Don't find out at the embassy.
Find out now.

Check your statement in two minutes and apply knowing exactly what an officer will see.

Check my statement
From₦2,500
Check my statement